By logging into this package, I, the customer, hereby certify that I have a permissible purpose as defined by the Fair Credit Reporting Act, as amended. I further certify, that in the event of any adverse action (as defined by the Act), that is based at least in part on information contained in a consumer report, the user is required to notify the consumer. The notification may be done in writing, orally, or by electronic means. It must include the following By: (1) The name, address, and telephone number of the Credit Reporting Agency (including a toll-free telephone number, if it is a nationwide Credit Reporting Agency) that provided the report, (2) A statement that the Credit Reporting Agency did not make the adverse decision and is not able to explain why the decision was made, (3) A statement setting forth the consumer's right to obtain a free disclosure of the consumer's file from the Credit Reporting Agency if the consumer requests the report within 60 days, and (4) A statement setting forth the consumer's right to dispute directly with the Credit Reporting Agency the accuracy or completeness of any information provided by the Credit Reporting Agency. Any information received will not be used in violation of any applicable federal and state equal opportunity law or regulation. In the event, the Customer requests a report, the Customer must further certify that (1) the FCRA Notice has been provided and (2) upon the individual's receipt of the FCRA Notice, the individual will be provided with a written, complete and accurate disclosure of the nature and scope of the investigation requested by the Customer.